FOR DIRECTLY AUTHORISED FIRMS

FCA Compliance Without the Overwhelm.

Run your whole compliance programme — monitoring, SM&CR, evidence — without a compliance department or a c. £10,000-a-month retainer.

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1,139 Expert Templates

Your monitoring plan starts complete

Named-Owner Audit Trail

Every task owned, dated, evidenced

Board Reports in Minutes

Otto drafts from your live data

Compliance Monitoring Plan
SM&CR & Certification
Maker-Checker Attestations
Regulatory Calendar
Otto Board Reports
Evidence in One Place

The Reality of Running a Directly Authorised Firm

The obligations are the same as a firm ten times your size — the difference is you carry them without a compliance department.

Buried in Paperwork

Policies scattered across folders, outdated templates and no clear system for what needs updating. Every review starts from scratch.

Regulatory Anxiety

SYSC 6.1 puts a named person on the hook for compliance oversight — and in a small firm, that person is you. New rules, Consumer Duty, AML: the worry is what you might be missing.

Consultant Costs

c. £10,000 a month for external compliance support — sometimes more — and still no certainty you’re actually covered. The bills keep coming.

Missed Deadlines

RegData submissions, annual reviews, training renewals — without one calendar that holds them all, something always slips.

SM&CR Confusion

Statements of Responsibilities, Fit & Proper assessments, the certification regime — you know it has to be done, but the requirements feel impossibly complex.

No Audit Trail

When the FCA asks, can you prove what you’ve done? Evidence scattered everywhere, version control non-existent, records incomplete.

Your Whole Monitoring Programme, Running on Rails

The flagship module: a complete compliance monitoring plan, live registers, attestations and a regulatory calendar — so a directly authorised firm can run a programme the FCA takes seriously, without a compliance department behind it.

1,139 expert templates

Monitoring templates across 74 categories spanning 8 regulators — your programme starts complete, not blank.

Dual-mode calendar

Your own monitoring cycles alongside 27 published FCA events — consultation deadlines, implementation dates, review periods.

Unified registers

Complaints, breaches, gifts & entertainment, conflicts and financial promotions in one evidence trail — filter, search, export.

Kanban board

Every task with a named owner and a due date, drag-dropped between time buckets — the whole programme at a glance.

Compliance Monitoring Hub dashboard — KPI tiles, health score, RAG summary and distribution, status breakdown and monthly trends

The compliance officer’s 30-second morning view. Live KPI tiles for open, closed and overdue tasks, completion and approval rates, an overall Health Score, RAG summary and monthly trends — every tile a one-click drill-down to the records underneath.

Compliance Monitoring Task Library — expert-built monitoring check templates across 74 categories spanning 8 regulators

1,139 expert-built monitoring checks across 74 regulation-anchored categories spanning 8 regulators — the FCA backbone plus financial crime, data protection and the non-FCA statutory obligations a DA firm carries. Each template ships with a regulatory reference chain, a plain-English objective and commentary that pre-populate as in-form guidance.

Task and Regulatory Calendar — monitoring tasks across Day, Week, Month and Year views with a second regulatory events mode

Four synchronised views — Day, Week, Month, Year — aggregating tasks from every source, with drag-drop rescheduling. A second Regulatory Calendar mode tracks 27 published FCA events — consultation deadlines, implementation dates and review periods — alongside your own cycles, so you plan around what the regulator is publishing, not after it.

Register submissions tracker — complaints, breaches, conflicts and financial promotions with owners, due dates and approval status

Every event your firm has to record, in one tracker. Complaints, Breaches, Gifts & Entertainment, Conflicts and Financial Promotions — status chips, named owners, due dates and the same maker-checker approval workflow throughout.

Attestation form being completed in the Compliance Monitoring Hub, with the FCA Principles checklist and maker-checker approval

Every formal declaration, completed and signed off in-platform. Attestation forms for CASS, MIFIDPRU, Consumer Duty, SM&CR and GDPR — the FCA Principles individually ticked, a maker-checker approval workflow and an attached evidence trail. A form can’t be submitted until every obligation is signed off.

Explore the Compliance Monitoring Hub →

Board-Quality Reporting, Drafted From Live Data

When the board asks “are we compliant?”, Otto answers with a report — drafted from your own registers and monitoring records, not a template with the blanks left in.

12-section annual report

The Annual Compliance Monitoring Report, drafted section by section from your live data — coverage, execution, findings, remediation.

Answers from your registers

An in-platform assistant that answers from your own registers and records — not a generic handbook summary.

Export to Word or PDF

Edit every section in place, then export a board-ready document — minutes, not the week it used to take.

AI drafts, humans decide

Nothing is auto-submitted. Every output lands as a draft for you to review, edit and approve.

Compliance Monitoring Report Builder — Otto's annual report with executive summary, health scores and section-by-section drafting

Otto’s headline deliverable: a 12-section Annual Compliance Monitoring Report drafted from your live data — coverage, execution, attestations, registers, findings and remediation — generated section by section, edited in place, exported.

Otto AI report builder — a section-by-section report drafted from the firm's own data, with format picker and depth control

One report builder, many reports. Board packs, MLRO annuals, Consumer Duty reviews and FCA dry-runs — each drafted from your live records with a format picker and depth control, and cited to the source rule.

Otto, the in-platform compliance assistant, answering with a table of open findings by severity

Ask Otto anything. She reads your live data — open findings by severity, overdue items, what needs attention today — and answers in seconds, every reply backed by a table of the exact records behind it.

Explore the Modules →

SM&CR With Nothing Left to Memory

SM&CR is where directly authorised firms feel most exposed. Statements of Responsibilities, fitness & propriety, certification and CPD — structured, assigned and evidenced per person.

SMF & Certification register

Every Senior Manager and certified person on one register — role type, status and outstanding actions tracked per person.

Statements of Responsibilities

Mapped to the FCA template, with all 31 Prescribed Responsibilities assignable, shareable and recorded for the audit trail.

Fitness & propriety

The 55-question FCA Form A Section 5 assessment (FIT 1.3), with a RAG declaration summary and exportable certificate.

Training & CPD

CPD hours tracked per person against the FCA’s 35-hour benchmark, with a full activity log — course, type, hours, date.

People Compliance dashboard — KPI tiles for Total People, Senior Managers, Certified Persons, F&P and DD outstanding, over a People Records register

Your whole regulated population on one screen. KPI tiles for Total People, Senior Managers, Certified Persons, F&P Outstanding and DD Outstanding, over a full People Records register — click any row to open the record.

Statement of Responsibilities mapped to the FCA template — Prescribed, Overall and Other Responsibilities, each assignable and shareable

Every SMF record runs six tabs deep — Details, Statement of Responsibilities, Fit & Proper, Due Diligence, CPD and access control. The SoR maps to the FCA template: Prescribed Responsibilities (firm-type banded), Overall Responsibility and Other Responsibilities, each one assignable and recorded for the SM&CR audit trail.

Fit and Proper assessment — FCA Form A Section 5, five-node wizard across Criminal, Civil, Business, Regulatory and Other matters

The full FCA Form A Section 5 Fit & Proper assessment, live: a five-node wizard across Criminal · Civil · Business · Regulatory · Other matters, with a RAG Declaration Summary and a one-click Export F&P Certificate.

Explore People Compliance →

Otto Reads Your Live Firm Data — Then Drafts the Report

Otto is the platform’s built-in compliance advisor, grounded in 150+ expert-authored documents. She reads your firm’s live records — not a generic handbook summary — and drafts the reports the regulator expects to see.

Annual Monitoring Report

The 12-section Annual Compliance Monitoring Report — coverage, execution, attestations, registers, findings and remediation — drafted from live data.

Board-Quality Drafts

Every draft is built from your live records — so the numbers in the report are the numbers in the platform, on the day the board reads it.

Ask Otto Anything

Question your own programme — open findings by severity, overdue items, what needs attention today — answered from your own data in seconds.

You Stay the Decision-Maker

Otto’s output lands as a draft for the SMF to review, edit and approve — the accountability stays inside your firm, where the FCA expects it.

AI drafts, humans decide — nothing is auto-submitted, and every fact traces to your live data.

Replace the Consultant Retainer

Most DA firms pay c. £10,000 a month for a compliance consultancy retainer — policy drafting, monitoring plan reviews, board pack production and the annual SM&CR cycle. RegTechPRO ships the same work product as live software, with the SMF accountability staying inside your firm.

The Old Way
External Consultants
c. £10,000/month
  • Monitoring plan reviewed quarterly, stale in between
  • Board pack drafted by someone outside the firm
  • Advice by email, evidence scattered across inboxes
  • SM&CR cycle re-run manually every year
  • The retainer renews whether or not the work does
The RegTechPRO Way
RegTechPRO
Three simple plans, no long-term contract
  • 12 modules covering the full FCA programme
  • 1,139 monitoring templates across 74 categories
  • Maker-checker attestations with a named-owner audit trail
  • Otto drafts the 12-section annual report from live data
  • Evidence retrievable in seconds when the FCA asks
The Stack Way
5+ Separate RegTech Platforms
£20,000–£50,000/year across the stack
  • Monitoring, SM&CR, registers, reporting — all separate platforms
  • 5+ vendor renewals, 5+ contracts, 5+ data silos
  • Manual reconciliation between systems every board cycle
  • Per-seat pricing scales with headcount
  • No single audit trail — and no Otto board pack
FAQs

Directly authorised firms. Questions Answered.

What an in-house compliance officer at a DA firm wants to know before subscribing.

How does this replace a c. £10,000-a-month consultant retainer?
A typical retainer buys policy drafting, monitoring plan reviews, board pack production, ad-hoc advice and the annual SM&CR cycle. The platform ships that same work product as live software: 1,139 monitoring templates stand up the plan, maker-checker attestations run it, Otto drafts the board report from your live data, and People Compliance carries the SM&CR cycle. The SMF accountability stays inside your firm — where the FCA expects it — instead of leaning on an adviser’s inbox.
How does the compliance monitoring plan actually work?
You build the plan from 1,139 expert-authored templates across 74 categories spanning 8 regulators — each with a regulatory reference chain and plain-English guidance built in. Schedule the checks that apply to your permissions, assign a named owner to each, and every completion flows through a maker-checker approval. A dual-mode calendar holds your own cycles alongside 27 published FCA events, so the programme runs to the regulator’s clock as well as yours.
What does the SM&CR coverage include?
People Compliance holds every Senior Manager and certified person on one register. Statements of Responsibilities map to the FCA template with all 31 Prescribed Responsibilities assignable and recorded; fitness & propriety runs the 55-question FCA Form A Section 5 assessment (FIT 1.3) with a RAG declaration summary; and CPD hours are tracked per person against the FCA’s 35-hour benchmark, with due-diligence documents filed alongside.
What happens when the FCA asks for evidence?
Everything is attached at the point of work — monitoring completions, attestation sign-offs, register entries, per-person SM&CR records — each with a named owner and a timestamp. When a request lands, you filter to the record and export it: 30-second retrieval, not a week reconstructing the story from inboxes and shared drives.
What does Otto actually produce?
Her headline deliverable is the 12-section Annual Compliance Monitoring Report — coverage, execution, attestations, registers, findings and remediation — drafted from your live data, edited section by section in place, and exported to Word or PDF. She also answers questions about your own programme directly from your registers. AI drafts, humans decide — nothing is auto-submitted.
How do we get started?
Start a free trial from the pricing page — three simple plans, billed monthly. Setup is a firm record (FRN and permitted activities), your users linked, and your first monitoring cycle scheduled from the template library — days, not the months a consultancy implementation takes. Prefer to talk it through first? Book a consultation.

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See how RegTechPRO can simplify compliance for your directly authorised firm — and prove it in just a few clicks.

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