FCA Compliance Operating System

Compliance, mastered.
Proof, 60 seconds.
Stress, gone.

Why risk multiple inferior tools? Replace your entire stack with one expert operating system. Shaped by the firms that use it. Proof in a few clicks when the FCA calls.

Trusted by 250+ UK-regulated firms · Subscription FCA compliance operating system

Investments Credit Insurance Crypto Annex 1 Firms Corporate Finance Payment Services Mortgages +more

14-day free trial · No long-term contract · Cancel anytime · Take the tour

A
Otto AI
FCA Compliance Partner
“Here are your 3 immediate actions before the FCA supervisory visit…”
SYSC 6.1.1R · MLR Reg 21
Compliance Health
94%
Annual Board Report
29 pages · Ready
Data Protection Review
JM
TLS 1.2+ Encryption
SOC 2 Infrastructure
WEUR Hosting
ISO 27000 Infrastructure
ICO Registered
One Time Passcodes

Meet RegTechPRO

In a regulated industry where everyone has to do it, the firms that do compliance best, grow faster, win more clients, and sleep better at night. RegTechPRO is the complete FCA compliance operating system which gives you the tools to do exactly that.

Exportable board-ready management information that meets the regulator's oversight expectations — live RAG status, drill-through to the underlying evidence, and clear ownership so issues get spotted and actioned quickly, not buried in a spreadsheet.

Every register the regulator expects to see — RoPA, breaches, complaints, gifts, third-parties, training — pre-built, year-locked and linked to named owners with Drive-attached evidence.

1,139 expert-built monitoring checks across 8 regulators, plus 76 forms covering every FCA obligation — assessments, attestations, registers, evidence.

Build any form your firm needs in minutes. Drag-and-drop fields, conditional logic, named owners and evidence attachments — no code, no consultants, no waiting list.

In-platform guidance panel — step-by-step help for recording findings, actions and evidence, embedded directly in the Compliance Monitoring Hub

Built-in regulatory guidance on every task — know what to do and why you need to do it. The source rule, the rationale and the regulator's latest expectations, written by senior compliance experts, right where the work happens.

Otto AI report builder — the Annual Compliance Monitoring Report drafted from live data

Board packs, MLRO annuals, Consumer Duty reviews, BCPs and FCA dry-runs — Otto drafts every regulator-grade report from your live data, cited to the source rule.

Sandbox Mode — a risk-free practice copy of the platform where you can add, change or delete anything without it counting towards your real records

Try before you commit. Sandbox Mode gives you a full working copy of the platform to explore, break and experiment in — nothing you do there ever touches your real compliance records.

Pick the Plan Your Firm Actually Needs

Three simple plans — Starter, Growth and Pro. Every plan includes a powerful foundation as standard, with no bundles to decode, no minimum and no per-user fees. Move up a plan any time.

1

Pick the plan that fits

Choose Starter, Growth or Pro for the modules your firm is regulated for — and nothing you don’t.

2

Get the foundation, free

Every plan includes the Document Library, Otto AI and unlimited users — at no extra cost.

3

Scale any time

One simple monthly bill. Move up a plan as your regulatory obligations grow.

Every module 10 modules in all
Policy Studio
Risk Management
People Compliance
Data Protection
Monitoring Hub
Financial Crime
Consumer Duty
Operational Resilience
SUP 12
CASS
Your plan
Policy Studio
Consumer Duty
Financial Crime
Monitoring Hub
Your free foundation — included as standard
Document Library Otto AI Unlimited users
Three plans to choose from — pick the one that fits your firm.
Every plan includes the free foundation. Simple three-plan monthly pricing.
Regulatory Coverage

Every sourcebook. Every framework. Every regulation.

RegTechPRO isn't just an FCA tool — it's a corporate compliance OS. From FCA sourcebooks to UK statutes, data & cyber to cross-regulator obligations, every framework your firm is on the hook for — built in, evidenced, kept current.

50+
Frameworks
13
Regulators
1,139
Pre-Built Checks

The AI compliance partner built by compliance experts.

Trained on senior compliance expertise and 150+ expert documents. Working across every module of RegTechPRO. You do the compliance work — Otto produces the regulator-ready output.

EXPERT COMPLIANCE ASSISTANT

The bridge between your compliance data and regulator-ready output.

Unlike generic AI, Otto is grounded in 150+ expert documents, regulator handbooks, and senior compliance experience across the strictest regimes. It reads the structured data you capture in the platform — risk assessments, CDD tables, IBS mapping, MI, training records — and produces the documents the regulator expects to see.

  • Reads your live compliance data across every module
  • Board-ready reports drafted in minutes, not weeks
  • Policies reviewed, drafted & operationalised
  • AI drafts, humans decide — nothing auto-submitted
Grounded in your data

An AI that actually knows your firm

Generic AI can quote the FCA handbook. Otto does that too — but that's not the moat. Otto reads your live compliance data across every register, task, risk and MI chart. Ask it where to focus this week, which risks are heating up, or how to balance your team's workload — and it answers from your firm, not a generic prompt.

  • Reads your live data across every module
  • Workload & priority advisor
  • Risk trends & early warnings
  • FCA handbook grounded too
Otto AI
Online · AI Compliance Advisor
Where should I focus this week?

Three priorities from your live compliance data:

  • 3 overdue CMP reviews in Financial Crime — closing these brings Q3 back to green
  • Consumer Duty RCA: 2 vulnerability cases pending ahead of the 25th board review
  • 5 SM&CR F&P attestations due within 12 days

Sam is overloaded this sprint — suggest reassigning the SM&CR work to Priya.

Drawn from: CMP · Consumer Duty · People Compliance
Ask Otto about your firm…

Built for Every Firm Type

Whether you're directly authorised, an appointed representative, a principal firm with a network, or a consultant — we've got you covered.

Start free. Stay because it works.

A fortnight to try it, a day to set it up, and a monthly plan you can leave whenever you like.

14-day free trial

Start on any plan and put the whole platform to work for a fortnight — your firm, your data, your workflows.

Easy set-up

The template library arrives pre-seeded. Most firms are running their monitoring programme the day they join.

Full support

Comprehensive onboarding, video tutorials and live support — from people who speak compliance.

No long-term contracts

Simple monthly billing. No minimum term, no notice period, no setup fees.

Cancel anytime

One click in Manage billing. You keep full access to the end of the period and export everything before it closes.

Pro plan · White-label

Your logo. Your colours. Your platform.

White-label branding comes with Pro — add your logo, accent colour and sidebar palette once, and every screen your team or your clients open looks like it was built in-house.

Set once by your admin — live for every workflow and every user.

Frequently Asked Questions

Everything you need to know about RegTechPRO

How long does it take to get set up?
Unlike other platforms that require lengthy implementation projects, you can be up and running with RegTechPRO in as little as five minutes. Book a Consultation, choose your plan, sign-up and get your login code within 30 seconds.
There are so many modules — what if my firm doesn't need all of them?
That's completely fine — and by design. RegTechPRO has been designed for maximum defensibility in the event of an FCA visit. However, the FCA expects compliance to be proportionate to risk, and RegTechPRO works the same way. A two-person firm can use just the modules it needs without feeling overwhelmed, and you certainly don't need to hire a full compliance department to manage the platform. But if your firm is larger and the regulatory risk is higher, every tool is there to help you satisfy all FCA requirements. Use what you need, when you need it — the platform scales with you.
Will my team need training to use RegTechPRO?
No formal training required. RegTechPRO is designed for busy regulated firms, not IT experts — if your team can use a web browser, they can use the platform. Every module includes in-context guidance notes, regulatory reference tags on every field, and Otto AI answers any question with FCA-cited responses. We also include video tutorials and live onboarding support.
Can I use RegTechPRO if we're still seeking FCA authorisation?
Yes. Firms preparing an application use RegTechPRO to build the compliance framework the gateway expects to see — policies, monitoring plan, risk register, SM&CR records — before they apply. By the time you're authorised your programme is already running and evidenced, rather than a folder of documents written for the application and then shelved.
What compliance areas do you cover?
We cover all major FCA regulatory requirements including Consumer Duty, AML/CFT, SM&CR, GDPR/Data Protection, Complaints Handling, Business Continuity, Operational Resilience, Financial Crime, and more. With 1,139 monitoring checks across 79 categories spanning 8 regulators (FCA, ICO, HMRC, HSE, TPR, Companies House, Home Office and EU DORA), we have everything a UK-regulated firm needs.
How does RegTechPRO use AI, and is it safe for regulated use?
AI is built into every module — Otto AI answers regulatory questions with FCA-referenced citations, Policy Studio drafts and refines policies from expert templates, the Compliance Monitoring Hub generates board-ready summaries and a 12-section Annual Compliance Monitoring Report, and Regulatory Intelligence AI-filters updates from 13 UK regulators to your firm. Every AI output is grounded in our expert-built content library and source-cited, so your team stays in control. Nothing is auto-submitted to the regulator — AI drafts, humans decide.
Is the platform kept up to date with regulatory changes?
Continuously. As soon as new legislation or regulatory guidance is announced, our team updates the platform and notifies affected users of any changes to forms, templates, or modules that impact their firm. On top of that, we release new content monthly — including new modules, enhanced capabilities, and additional templates — so your subscription always delivers ongoing value.
How is RegTechPRO different from using spreadsheets or a compliance consultant?
Spreadsheets are fragmented, difficult to maintain, and offer no centralised management information or reporting — meaning gaps go unnoticed until the FCA comes knocking. RegTechPRO replaces that chaos with a single, structured platform. As for consultants, RegTechPRO does much of what they do: it tells you the rules you need to follow and helps you identify gaps in your business. The difference is that you're the one identifying those gaps with expert-built guidance — rather than paying a third party £1,500 a day to tell you the same thing.
Can I import my existing compliance data?
Most firms choose to start fresh — drawing a line in the sand and handling all future compliance through RegTechPRO, given how extensive the feature set is compared to anything they've used before. That said, adding historical data is straightforward. For larger volumes that need importing, our team is happy to assist with backend uploads and mapping your existing records into the new structure.
How much does RegTechPRO cost?
RegTechPRO comes as three simple monthly plans: Starter, Growth and Pro. Starter bundles the Compliance Monitoring Hub, People Compliance and Regulatory Intelligence; Growth adds Risk Management, Consumer Duty, Financial Crime, Policy Studio and FCA Applications; Pro adds Operational Resilience, Data Protection, SUP 12 (AR Oversight), CASS (Client Money & Assets) and white-label branding. Every plan includes the Document Library, Otto AI and unlimited users & workflows at no extra cost. Most firms choose Growth. See the pricing page for current plan pricing.
What are your contract terms?
Simple monthly plans — no minimum term, no notice period. Cancel any time from Manage billing in your account, and your subscription runs to the end of the current billing period; you keep full access until then and can export all your data before it ends. Change your mind before the period closes and you can reactivate straight away.
I'm a compliance consultant — can I manage multiple clients?
Yes! RegTechPRO is specifically perfect for compliance consultants managing multiple client firms. You get a central dashboard to oversee all your clients, with separate workspaces for each client — and you can give your clients ring-fenced access to their information and audits too.
Is my data secure?
Yes. Your data is hosted on Cloudflare — the platform, edge network and database run in Cloudflare's Western Europe (UK/EU) region — with file uploads and documents held in Google (EU); all SOC 2 and ISO 27001 certified infrastructure providers. Encrypted in transit and at rest. RegTechPRO is ICO registered and GDPR compliant. See the full subprocessor list with data transfer safeguards at regtechpro.co.uk/subprocessors.
Do I need technical knowledge to use RegTechPRO?
Not at all. RegTechPRO is designed by compliance professionals so you don’t need to be one — seasoned compliance officers and complete novices run it alike. If you can use a web browser and send emails, you can use our platform. We also provide comprehensive onboarding, video tutorials, and live support to help you get started.
What support do you offer?
Every subscriber gets email support with 24-hour response times, live chat access, and phone support when needed — there are no tiered support plans, because there are no tiers. We also provide an extensive knowledge base, video tutorials, and regular webinars to help you get the most from the platform.
FCA Compliance Operating System

Compliance, mastered.
Proof, 60 seconds.
Stress, gone.

Why risk multiple inferior tools? Replace your entire stack with one expert operating system. Shaped by the firms that use it. Proof in a few clicks when the FCA calls.

InvestmentsCreditInsuranceCryptoAnnex 1 FirmsCorporate FinancePayment ServicesMortgages+more

14-day free trial · No long-term contract · Cancel anytime · Take the tour
Trusted by 250+ UK-regulated firms · Subscription FCA compliance operating system

28 Yrs Compliance Expertise Bank-Grade Encryption SOC 2 Infrastructure ISO 27001 Infrastructure UK & EU Hosted ICO Registered
See It In Action

Meet RegTechPRO

Tap the tabs to explore each area, and tap any screen to enlarge — then pinch or double-tap to zoom in close.

Tap the screen to enlarge & zoom in
How It Works

Built around your firm

Three simple plans — Starter, Growth and Pro. Every plan includes a free foundation too. No bundles, no minimum, no per-user fees.

1
Pick your plan. Choose Starter, Growth or Pro for the modules you’re regulated for.
2
Foundation included. Every plan comes with the free foundation and Otto AI, at no extra cost.
3
Scale any time. One simple monthly bill — move up a plan whenever.
Every module
Policy StudioRisk ManagementPeople ComplianceData ProtectionMonitoring HubFinancial CrimeConsumer DutyOperational ResilienceSUP 12CASS
Always included — free
Document LibraryOtto AIUnlimited Users
See all modules
Meet Otto

The AI compliance partner, built by experts

Trained on senior compliance expertise and 150+ expert documents, working across every module. You do the compliance work — Otto produces the regulator-ready output.

See everything Otto produces
Who We Serve

Built for every firm type

Directly authorised, appointed representative, principal firm or consultant — we’ve got you covered.

No lock-in

Start free. Stay because it works.

A fortnight to try it, a day to set it up, and a monthly plan you can leave whenever you like.

14-day free trial

Start on any plan and put the whole platform to work for a fortnight.

Easy set-up

The template library arrives pre-seeded — most firms are running the day they join.

Full support

Onboarding, video tutorials and live support — from people who speak compliance.

No long-term contracts

Simple monthly billing. No minimum term, no notice period, no setup fees.

Cancel anytime

One click in Manage billing. Keep full access to the end of the period and export everything.

Pro plan · White-label

Your logo. Your colours. Your platform.

White-label branding comes with Pro — add your logo, accent colour and sidebar palette once, and every screen your team or your clients open looks like it was built in-house.

Set once by your admin — live for every workflow and every user.

FAQ

Common questions

How long does it take to get set up?
As little as five minutes. Book a Consultation, and if you’d like to proceed we’ll send a link to create your account. Log in, complete your first compliance form, and that item is covered. No complex onboarding, no waiting around.
How much does it cost?
RegTechPRO comes as three simple monthly plans: Starter, Growth and Pro. Higher plans bundle more modules — Growth adds Risk, Consumer Duty, Financial Crime, Policy Studio and FCA Applications; Pro adds Operational Resilience, Data Protection, SUP 12 and CASS. Every plan includes the Document Library, Otto AI and unlimited users at no extra cost. See the pricing page for current pricing.
How is this different from spreadsheets or a consultant?
Spreadsheets are fragmented and offer no central MI — gaps go unnoticed until the FCA comes knocking. RegTechPRO does much of what a consultant does: it tells you the rules you need to follow and helps you find the gaps — with expert-built guidance, rather than paying a third party £1,500 a day to tell you the same thing.
Is my data secure?
Yes. Your data is hosted on Cloudflare — the platform, edge network and database run in Cloudflare's Western Europe (UK/EU) region — with file uploads and documents held in Google (EU); all SOC 2 and ISO 27001 certified infrastructure providers. Encrypted in transit and at rest. RegTechPRO is ICO registered and GDPR compliant.

Book a Consultation

Pick a date and time to discuss how RegTechPRO can help you meet your compliance obligations and prove it in just a few clicks.

1. Select Date & Time

Mon Tue Wed Thu Fri Sat Sun

Select a date first

Choose a date above to see available times

2. Your Details

No date & time selected yet

Demo Booked!

We've received your booking request and you'll receive your meeting link via email. We look forward to speaking with you about RegTechPRO.

Message Us

Thank you!

We've received your enquiry and will be in touch shortly.