The FCA application process doesn't have to be overwhelming. RegTechPRO gives you the structure, templates, and tracking tools to prepare a complete application.
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You've got a great business idea, but the regulatory hurdles feel insurmountable. You're not alone.
Connect, forms, thresholds, fee blocks, permissions — it's a maze of jargon and bureaucracy that feels designed to confuse newcomers.
AML policy? Complaints procedure? Vulnerable customers policy? The list seems endless and you're not sure what's actually required for your permissions.
The FCA receives thousands of applications. One missing document or poorly worded policy could mean months of delays — or outright rejection.
The conventional route to authorisation leans heavily on consultant time for drafting, gap analysis and policy work. For a startup pre-revenue, that's a budget line many can't justify before they've even started trading.
Identifying key individuals, preparing F&P assessments, mapping responsibilities — SM&CR requirements add another layer of complexity to your application.
The FCA wants to see how you'll maintain compliance after authorisation. Without a monitoring programme, your application looks incomplete.
RegTechPRO gives you the same structure, templates, and tools that established firms use — at a fraction of the cost of hiring consultants.
50+ FCA-aligned policy templates ready to customise. AML, complaints, vulnerable customers, data protection, business continuity — all auto-assigned.
Visual progress through your authorisation journey. Track milestones, manage document checklists, and see exactly where you stand.
Ask compliance questions in plain English. Otto understands your permissions and gives contextual guidance on FCA requirements.
Each module is mapped to its FCA sourcebook, pre-loaded with expert templates and wired into Otto for live MI, deterministic scoring, and board-ready reports. Click any module to see the full feature page.
A PRIN 2A.9 board report drafted from your own data. 238 attestations with a named per-question audit trail, evidence linked to Google Drive, year-on-year diff and adverse outcome tracking — Otto pulls it all into the 29-page board report.
Policies with teeth — drafted by Otto, reviewed by your team, approved under version lock. 74 regulator-anchored templates across 10 categories, operationalised into live tasks.
The platform's flagship module. 1,139 expert-built monitoring checks across 8 regulators (FCA, ICO, HMRC, HSE, TPR, Companies House, Home Office, EU DORA). Live MI dashboard, dual-mode calendar, attestations, registers — and Otto's 12-section Annual Compliance Monitoring Report drafted from your live data.
Enterprise GRC at SME pricing. 5×5 three-score register, third-party register (SYSC 8 / CTP regime), force-directed risk network with concentration alerts, RCSA campaigns with signed audit snapshots, field-level audit trail — and a 15-section Otto AI Risk Committee Report drafted from your live data.
SM&CR, fitness and training in one register. 222 fields per person covering SMF mapping, APER/IDD certification, a 55-question F&P test and CPD tracking.
One live feed across 13 UK regulators, filtered to your firm by AI. Assess what matters in a change register, track tasks and deadlines, and export Otto board reports — plus a curated FCA insights and reference library.
FCA applications, tracked end-to-end. A 4-stage lifecycle, 41-item document checklist, and an 8-section Otto Application Requirements Report mapped to the RAO Articles.
Important business services, mapped. 84-point Resilience Health score, 20-step Immediate Response, Live Incident Mode with FCA 4-hour countdown, tabletop exercise programme, and Otto's 5-format report engine (Full BCP, FCA Dry-Run mock interview, Board Quarterly, Exec Summary, SYSC 15A Snapshot).
The complete MLRO operating system. 25 live registers, 30 FCA-minimum controls, 132-question Gap Analysis, year-on-year locked records, named-attestor audit trail, central Evidence register, 13-cycle MLRO operating calendar — and six Otto-drafted regulator-grade reports including the 14-section JMLSG Annual and a 12-question FCA Supervisory Readiness dry-run.
UK GDPR, DPA 2018 and PECR end-to-end. 11 tabs, 13 live registers (ROPA, DSR, breach, DPIA, transfers…), 30 ICO Accountability controls, 15 policy templates — and five Otto-drafted regulator-grade reports including the 14-section DPO Annual, drafted from your own data, not templates.
Google Docs for compliance. Every editable document is a live Google Doc, auto-centralised from across the platform with source-module provenance and full revision history. No customer Workspace subscription required.
Skip the expensive consultants. Get the same structure and templates without the five-figure price tag.
Hear from the firms that have transformed their compliance with RegTechPRO
We replaced three separate spreadsheets and a shared inbox with RegTechPRO. Our monitoring plan is now fully structured, nothing falls through the cracks, and I can pull a board report in under a minute. It paid for itself within the first quarter.
The MI Dashboard changed how I talk to the board. I used to spend days pulling data together — now I walk in with a real-time compliance health score and a clear action log. Otto AI is genuinely useful too, our team asks it regulatory questions before they come to me.
CONC compliance was our biggest headache. RegTechPRO gave us pre-built templates for every requirement and a monitoring plan that actually gets used. Policy Studio saved us weeks — we had all our policies drafted, approved and tracked within the first month.
We oversee 30+ ARs and before RegTechPRO it was chaos — chasing updates by email, no visibility on who was overdue. Now every AR has their own login, I can see compliance status across the network instantly, and onboarding a new AR takes days instead of weeks.
As a compliance consultancy, we needed something our clients could actually use themselves. RegTechPRO lets us manage 40+ firms from one dashboard while giving each client their own portal. We've tripled our client base without adding headcount. It's the backbone of our business now.
We're a small IFA firm — just four advisers. I was worried it would be too complex but it's genuinely straightforward. The compliance assessment templates walk you through everything step by step. We went from dreading our annual review to having it done in an afternoon.
What a firm preparing its FCA application wants to know about Otto-drafted blueprints and the 180-day window.