Pricing

Pay for the modules you need.
Nothing you don’t.

Start with the foundation included free. Add the modules that match your firm from £100/month — no core fee, no minimums.

Estimate Your Subscription

Select your modules and get an instant estimate. The always-included foundation comes with every subscription. Modules start from £100/month. Book a consultation to confirm your exact price.

Always Included
Document Library
Cross-module evidence vault with 30-second FCA-visit retrieval. Built on Google Drive with full revision history.
Otto AI Chatbot
Always-on AI compliance partner that reads your live data. Source-cited from 150+ expert documents and 25+ years of FCA expertise.
Unlimited Users & Workflows
No per-user fees, ever. Principal/AR multi-tenancy built in — ARs see only their data, principals see every AR.
Premium Modules From £100/month — click to add
Horizon · AI-filtered
Regulatory feed 13 regulators
2,673
updates tracked
FCA Consumer Duty review
PRA SS1/23 model risk
ICO Marketing guidance
AI-filtered to your firm · board report ready

Regulatory Intelligence

Horizon scanning that filters itself to your firm.

£100/mo

One live feed across 13 UK regulators, an AI filter that learns your firm, a change register that proves what you reviewed and decided, plus tasks, a calendar and one-click board reports.

  • 13-regulator live feed + CPD library
  • AI firm-relevance filter
  • Change register with audit trail
  • Otto board reports — Word & PDF
SYSC 4.113 regulatorsOtto AI
Risk · 5×5 · 3-score
Risk Register 5×5 · 3-score
12
over appetite
15-section Risk Committee Report ready

Risk Management Hub

Enterprise 5×5 register with appetite.

£150/mo

Three-score-per-risk model (Inherent / Residual / Appetite Threshold). Live heat map, breaches-over-appetite chart, force-directed risk network, RCSA campaigns and field-level audit trail.

  • Three scores per risk: I / R / Appetite
  • Third-Party Register · SYSC 8 / CTP
  • Force-directed risk network
  • Otto 15-section Risk Committee Report
SYSC 4.1SYSC 8CTP regime
SM&CR · Regulated Persons
Fitness & Propriety All clear
SMF holdersCertified
Certification staffUp to date
55-Q FCA Form A · CPD tracked

People Compliance

Every regulated person, fit and proper — on the record.

£150/mo

All five regulated-persons regimes in one system — SM&CR, APER, Certification, Conduct Rules and Fit & Proper. 55-question FCA Form A, certification cycles and a CPD tracker, with a named audit trail throughout.

  • SM&CR responsibilities map & SoRs
  • Certification & Fit & Proper cycles
  • 55-question FCA Form A
  • Conduct Rules training & breaches
  • CPD tracker per person
  • Named audit trail throughout
SM&CRAPERFITCOCONTC
Policy · Otto-drafted
Policy
A
Otto · 9.2/10
Conflicts of Interest Policy v3.2
SYSC 10 · MIFIDPRU 7 · 8 commitments tasked
SYSC 10.1.7R +7 more

Policy Studio

Turn compliance paper into tracked work.

£200/mo

150+ FCA-aligned policy templates. Otto drafts, scores and operationalises every policy — turning each commitment into a page-referenced, tracked task with due dates, a calendar and review reminders.

  • 5-stage drafting wizard
  • Otto scores X/10 + reviews
  • Commitments → tracked tasks, calendar & reminders
  • Findings, evidence & board approval
SYSCCOBSMIFIDPRUPRIN
DPO · UK GDPR
DPO Annual ICO-ready
ICO Accountability Pack · FY 2025/26
14 sections · 30 controls · 13 live registers
UK GDPR DPA 2018 PECR

Data Protection Hub

UK GDPR, DPA 2018 and PECR end-to-end.

£200/mo

11 tabs, 13 live registers (ROPA, DSR, breach, DPIA, transfers…), 30 ICO Accountability controls, 15 policy templates. Otto drafts the 14-section DPO Annual from your live data.

  • 13 live registers (ROPA, DSR, DPIA…)
  • 30 ICO Accountability controls
  • 72-hr breach workflow
  • 14-section Otto DPO Annual
UK GDPRDPA 2018PECRNIS2
FCA · Applications & Returns
FCA Returns On schedule
Authorisation pack + returns calendar
8-section blueprint · 180-day countdown · RMAR / REP-CRIM / CMAR
FSMA RAO SUP 16

FCA Applications & Reporting

Authorisations, variations and every ongoing return.

£200/mo

The full FCA submission lifecycle — Otto-drafted authorisation and variation blueprints with a document checklist and a 180-day assessment countdown, plus a recurring returns calendar (RMAR, REP-CRIM, CMAR, complaints…) with deadlines, owners and evidence.

  • 8-section Otto blueprint & document checklist
  • 180-day FCA assessment countdown
  • Variations of Permission, tracked with history
  • Recurring FCA returns calendar & reminders
FSMARAOSUP 6SUP 16
Monitoring · Live MI
Compliance Health 94% · Green
1,139 checks · 8 regulators
12-section Annual Report ready

Compliance Monitoring Hub

Your monitoring plan, built not blank.

£250/mo

1,139 expert-built monitoring checks across 8 UK regulators. Live MI dashboard, dual-mode calendar and Otto’s 12-section Annual Compliance Monitoring Report drafted from your live data.

  • 74 FCA-aligned categories
  • 5-year forward Year view
  • Drag-and-drop Custom Form Builder
  • Otto 12-section Annual Report
SYSC 6.1FCAICOHMRCTPR
MLRO · AML · ABC
MLRO Annual
Annual MLRO Report · FY 2025/26
14 sections · 27 high-risk jurisdictions · JMLSG-aligned
MLR 2017 JMLSG POCA

Financial Crime Hub

Replace your outsourced MLRO retainer.

£250/mo

The complete MLRO operating system. Nine UK financial-crime regimes, year-on-year locked records, named-attestor audit trail, central Evidence register and a 13-cycle MLRO operating calendar.

  • 132-Q Gap Analysis · 30-control checklist
  • 27 pre-seeded high-risk jurisdictions
  • 6 Otto regulator-grade reports
  • FCA Supervisory Readiness dry-run
MLR 2017JMLSGPOCASAMLABribery ActMAR
FCA · PRIN 2A
FCA · PRIN 2A 29 pages
Annual Consumer Duty Board Report
Mapped to FG22/5 · 238-Q framework · Otto-drafted
88% of attestations evidenced

Consumer Duty Hub

29-page FCA Board Report on demand.

£250/mo

Complete PRIN 2A framework with a 238-question firm assessment, named per-question audit trail, evidence linked to Google Drive and year-on-year diff lightbox.

  • 238-Q firm + 54-Q product reviews
  • 29-page Otto Annual Board Report
  • Board Challenge Record + monthly MI
  • Adverse outcomes tracking
PRIN 2AFG22/5PS22/9
Resilience · SYSC 15A
Live Incident 03:14:22
Payments — Important Business Service
Impact tolerance: 4 hours · FCA reportable
Resilience Health: 84 / 100

Operational Resilience Hub

Full SYSC 15A. Board-ready BCP in minutes.

£250/mo

IBS mapping, impact tolerances, tabletop exercise programme and Live Incident Mode with the FCA’s 4-hour countdown. Otto drafts 5 report formats from one data set.

  • 84-point Resilience Health score
  • 20-step Immediate Response runbook
  • 14-section Otto BCP narrative
  • FCA Dry-Run mock interview
SYSC 15ADORACTP regime
Specialist
SUP 12 · AR Oversight · Per-AR
AR Dashboard · SUP 12 12 ARs
Q3 Oversight · Board Sign-Off Pack
Acme Financial LtdGreen
Bright Mortgages LtdAmber
Greenshield IFAGreen
SUP 12.6A.1R Board Sign-Off · FCA-ready

SUP 12 — AR Oversight

The principal-firm AR oversight operating system.

£500/mo

Per-AR submission architecture for principal firms with AR networks. Built for the post-Dec 2022 enhanced SUP 12 regime — 25-item compliance checklist, 22-chunk per-AR storage, Otto’s 5 SUP 12 report formats including the FCA Dry-Run mock supervisory interview.

  • Per-AR submission architecture
  • Board Sign-Off (SUP 12.6A.1R)
  • Intensified Monitoring Plans (SUP 12.6.13R)
  • Pending Approvals (SUP 12.6.10G)
  • Customer Outcomes Oversight
  • Per-AR PDF Scorecard · SUP 15 prep pack
  • FCA Dry-Run mock supervisory interview
  • 5 Otto SUP 12 report formats
SUP 12.4SUP 12.5SUP 12.6SUP 12.6ASUP 12.7SUP 15FIT 1.3
Specialist
CASS · Client Money & Assets
Client-money calculation In agreement
Requirement£4,200,000
Resource£4,200,000
Resolution pack 95% 48h-ready · CASS audit prepped

CASS — Client Money & Assets

The entire CASS sourcebook, as an operating system.

£500/mo

Turns the FCA Client Assets sourcebook into structured registers, calculators, reconciliation engines, evidence and key-date tracking — with an applicability engine that switches on only the CASS chapters your firm is subject to. Otto drafts your CASS reports and SUP 3.10 audit prep from your live data.

  • Firm classification & CASS oversight (CASS 1A)
  • Client-money calculation & reconciliations (CASS 7)
  • Safe custody, custodian DD & bank concentration (CASS 6)
  • 48-hour resolution pack (CASS 10)
  • Acknowledgement letters, breaches & FCA notifications
  • Specialist regimes: insurance, debt, claims, safeguarding
  • CASS audit (SUP 3.10) preparation
  • Otto CASS reports from your live data
CASS 1ACASS 6CASS 7CASS 7ACASS 10CASS 15SUP 3.10
Your Estimate
Updates live
Your estimated subscription
£0 / month
10% discount available on annual plans
Otto, RegTechPRO's AI Compliance Assistant
Meet Otto

Your AI Compliance Partner — included in every subscription

Trained on 25+ years of FCA expertise and 150+ specialist documents. Working across every module of RegTechPRO.

  • Drafts & reviews policies
  • Generates board-ready reports
  • Answers FCA questions with citations
  • MLRO reports, BCPs & Consumer Duty packs
Otto AI plan Single firm · Light
No setup fees
UK-based
FCA Experts
Frequently Asked

Answers, not asterisks.

No setup fees. No per-user fees. No hidden costs. Monthly or annual billing — annual saves 10%.
Yes — every module is independent. Add, remove, or change Otto AI tier at any time. Monthly billing by default; annual plans save 10%. No multi-year lock-in.
Monthly releases — roughly 3× the industry norm. Regulatory Intelligence tracks 13 UK regulators in one feed and updates in real time.
Otto is grounded in 150+ expert-authored documents and 25+ years of FCA expertise. Every answer cites the source rule — COBS 11.8, DEPP 6.2, SYSC 6.1.1R, MLR Reg 21, PRIN 2A. AI drafts, humans decide.

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