APPOINTED REPRESENTATIVES

Your Principal Expects Evidence.

Consumer Duty has raised the bar. RegTechPRO gives you the compliance framework to prove you're meeting it — and share that evidence with your Principal at the click of a button.

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Principal Portal

Share evidence instantly

Consumer Duty

Full outcome compliance

Audit Ready

Everything documented

Principal Portal Access
SUP 12-Aligned Records
Conduct Rules Sign-Offs
Annual Attestations
Document Evidence Vault
Per-AR MI Dashboard

The Oversight Gap Is Growing

Principals face increasing FCA scrutiny on AR oversight. Without proper evidence, both you and your Principal are exposed.

Consumer Duty Evidence

Principals need to demonstrate they're overseeing your outcomes. Spreadsheets don't cut it anymore — you need structured evidence.

Quarterly Attestation Requests

Every quarter brings another request for policies, T&C records, and complaints data. Manual compilation is exhausting.

Last-Minute Scrambles

When your Principal calls for evidence, you shouldn't be digging through emails and filing cabinets to find what they need.

FCA AR Review Findings

The FCA found significant oversight failures in their AR review. Principals are now under pressure to prove control over their network.

Documentation Gaps

Missing policies, unsigned attestations, incomplete training records — gaps that could end your AR relationship with your Principal.

Rising Oversight Costs

Principals are passing on compliance costs. Without efficient systems, your AR fees keep climbing every year.

Everything Your Principal Needs to See

A complete compliance framework designed specifically for ARs — ready to share at the click of a button.

EVIDENCE READY

Attestation Dashboard

Track every attestation, declaration, and sign-off. Export to PDF or share direct access with your Principal — all with timestamps and audit trails.

  • Track attestations, declarations & sign-offs
  • Export to PDF or share direct access
  • Timestamps & full audit trail
  • Quarterly compliance scoring
AR Compliance — Attestation Dashboard
Consumer Duty Annual Review
Q4 2024 • All outcomes documented
Complete
T&C Records
12 staff • CPD current
Shared
Q1 Compliance Declaration
Due 15 Jan • Awaiting sign-off
Pending
Complaints Register
3 complaints • All resolved
Ready
92% CompliantQ4 compliance score
Shareable1-click Principal access
70+
Modules
FCA, ICO & financial crime coverage
1-Click
Evidence Share
Instant Principal access via secure portal
CONSUMER DUTY

Consumer Duty Hub

Document outcomes for all four Consumer Duty outcomes with structured assessments ready for Principal review.

  • Products & Services outcomes
  • Price & Value assessments
  • Consumer Understanding & Support
TRAINING

Training & Competence

Track staff competency, CPD hours, and supervision records — all exportable for Principal review at the click of a button.

  • Individual competency records
  • CPD tracking & certificates
  • Supervision meeting logs

Built for Every AR Type

Whether you're an insurance distributor, mortgage broker, or investment adviser — RegTechPRO has modules tailored to your regulated activities.

MOST POPULAR

Insurance Distributors

IDD compliance, product governance, demands & needs documentation.

INVESTMENT

Investment ARs

COBS suitability, appropriateness, investment advice records.

MORTGAGE

Mortgage ARs

MCOB compliance, affordability, advice & sales standards.

PAYMENTS

Payment Services

PSR compliance, safeguarding, transaction monitoring requirements.

CORPORATE

Corporate Finance

Transaction records, conflicts management, deal documentation.

INTRODUCER

Introducer ARs

Lead generation compliance, fair treatment, referral tracking.

Your AR Toolkit

Fifteen modules. One platform. All inside your Principal’s view.

Each module is mapped to its FCA sourcebook, pre-loaded with expert templates and wired into Otto for live MI, deterministic scoring, and board-ready reports. Click any module to see the full feature page.

Consumer Duty Dashboard

Consumer Duty

A PRIN 2A.9 board report drafted from your own data. 238 attestations with a named per-question audit trail, evidence linked to Google Drive, year-on-year diff and adverse outcome tracking — Otto pulls it all into the 29-page board report.

Named Audit TrailDrive-Linked EvidenceYear-on-Year DiffAdverse OutcomesOtto-Drafted
View feature page
Policy Studio

Policy Studio

Policies with teeth — drafted by Otto, reviewed by your team, approved under version lock. 74 regulator-anchored templates across 10 categories, operationalised into live tasks.

74 Policy LibraryGoogle DocsApproval WorkflowVersion Lock
View feature page
Compliance Monitoring Hub — dashboard, attestations, registers, CMP templates, calendar and Otto's Annual Compliance Monitoring Report

Compliance Monitoring Hub

The platform's flagship module. 1,139 expert-built monitoring checks across 8 regulators (FCA, ICO, HMRC, HSE, TPR, Companies House, Home Office, EU DORA). Live MI dashboard, dual-mode calendar, attestations, registers — and Otto's 12-section Annual Compliance Monitoring Report drafted from your live data.

1,139 Monitoring Checks8 RegulatorsOtto Annual ReportLive MI Dashboard
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Risk Management

Risk Management

Enterprise GRC at SME pricing. 5×5 three-score register, third-party register (SYSC 8 / CTP regime), force-directed risk network with concentration alerts, RCSA campaigns with signed audit snapshots, field-level audit trail — and a 15-section Otto AI Risk Committee Report drafted from your live data.

Risk NetworkThird Party RegisterRCSA CampaignsAudit Trail15-Section Otto Report
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People Compliance

People Compliance

SM&CR, fitness and training in one register. 222 fields per person covering SMF mapping, APER/IDD certification, a 55-question F&P test and CPD tracking.

SMF RegisterCertificationF&P TestsTraining Records
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Regulatory Intelligence

Regulatory Intelligence

One live feed across 13 UK regulators, filtered to your firm by AI. Assess what matters in a change register, track tasks and deadlines, and export Otto board reports — plus a curated FCA insights and reference library.

13 RegulatorsAI Firm FilterChange RegisterOtto Reports
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FCA Applications & Reporting

FCA Applications & Reporting

FCA applications, tracked end-to-end. A 4-stage lifecycle, 41-item document checklist, and an 8-section Otto Application Requirements Report mapped to the RAO Articles.

Status TimelineDocument VaultDeadline AlertsOutcome Log
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Operational Resilience & BCP

Operational Resilience

Important business services, mapped. 84-point Resilience Health score, 20-step Immediate Response, Live Incident Mode with FCA 4-hour countdown, tabletop exercise programme, and Otto's 5-format report engine (Full BCP, FCA Dry-Run mock interview, Board Quarterly, Exec Summary, SYSC 15A Snapshot).

IBS RegisterImpact TolerancesLive Incident Mode5 AI ReportsSYSC 15A Mapped
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Financial Crime Suite — MLRO dashboard with year-locked records, named-attestor audit trail, MLRO Calendar and six Otto-drafted reports

Financial Crime Suite

The complete MLRO operating system. 25 live registers, 30 FCA-minimum controls, 132-question Gap Analysis, year-on-year locked records, named-attestor audit trail, central Evidence register, 13-cycle MLRO operating calendar — and six Otto-drafted regulator-grade reports including the 14-section JMLSG Annual and a 12-question FCA Supervisory Readiness dry-run.

FCA Supervisory ReadinessYear-Locked RecordsNamed-Attestor AuditMLRO Operating Calendar
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Data Protection — DPO dashboard with 10 pillars, 30-control ICO Accountability checklist, Otto-drafted 14-section DPO Annual Report

Data Protection

UK GDPR, DPA 2018 and PECR end-to-end. 11 tabs, 13 live registers (ROPA, DSR, breach, DPIA, transfers…), 30 ICO Accountability controls, 15 policy templates — and five Otto-drafted regulator-grade reports including the 14-section DPO Annual, drafted from your own data, not templates.

14-Section DPO AnnualUK GDPR · DPA 2018 · PECR72-hr Breach Workflow15 Policy Templates
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Document Library — live Google Docs editing with revision history and source-module provenance

Document Library

Google Docs for compliance. Every editable document is a live Google Doc, auto-centralised from across the platform with source-module provenance and full revision history. No customer Workspace subscription required.

Google Docs16-Module IngestRevision HistoryZero Workspace Seats
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Manual Evidence vs RegTechPRO

Replace last-minute scrambles with structured, shareable evidence your Principal can access any time.

The Old Way
Manual Evidence Packs
c. £10,000/month
  • Scrambling to find evidence when Principal asks
  • Hours compiling attestation packs manually
  • Incomplete T&C records and training logs
  • No structured Consumer Duty evidence
  • Rising oversight fees from your Principal
The RegTechPRO Way
RegTechPRO
Modular monthly pricing
  • 1-click evidence sharing with your Principal
  • Attestation dashboard with timestamps & audit trail
  • Consumer Duty evidence across all four outcomes
  • T&C records, CPD tracking & supervision logs
  • MI dashboard with KPIs & shareable reports
The Stack Way
5+ Separate RegTech Platforms
5–10× more
  • 5+ separate tools to evidence one Principal review
  • Attestations in one app, policies in another, MI in a third
  • No single source of truth your Principal can audit
  • Per-seat pricing as your headcount grows
  • No CMP-aligned scope; gaps every supervision visit

Trusted by Compliance Teams Across the UK

Hear from the firms that have transformed their compliance with RegTechPRO

5.0

We replaced three separate spreadsheets and a shared inbox with RegTechPRO. Our monitoring plan is now fully structured, nothing falls through the cracks, and I can pull a board report in under a minute. It paid for itself within the first quarter.

Erin Murphy
Erin Murphy Head of Compliance — Wealth Management Firm
4.7

The MI Dashboard changed how I talk to the board. I used to spend days pulling data together — now I walk in with a real-time compliance health score and a clear action log. Otto AI is genuinely useful too, our team asks it regulatory questions before they come to me.

Hans Bakker
Hans Bakker CEO — Insurance Broker
5.0

CONC compliance was our biggest headache. RegTechPRO gave us pre-built templates for every requirement and a monitoring plan that actually gets used. Policy Studio saved us weeks — we had all our policies drafted, approved and tracked within the first month.

David Mitchell
David Mitchell Compliance Director — Consumer Credit Firm
4.5

We oversee 30+ ARs and before RegTechPRO it was chaos — chasing updates by email, no visibility on who was overdue. Now every AR has their own login, I can see compliance status across the network instantly, and onboarding a new AR takes days instead of weeks.

Rachel Kinsella
Rachel Kinsella Network Principal — AR Network
4.8

As a compliance consultancy, we needed something our clients could actually use themselves. RegTechPRO lets us manage 40+ firms from one dashboard while giving each client their own portal. We've tripled our client base without adding headcount. It's the backbone of our business now.

Michael Thornton
Michael Thornton Managing Director — Compliance Consultancy
5.0

We're a small IFA firm — just four advisers. I was worried it would be too complex but it's genuinely straightforward. The compliance assessment templates walk you through everything step by step. We went from dreading our annual review to having it done in an afternoon.

Mark Emery
Mark Emery Practice Manager — Independent Financial Advisers
FAQs

Appointed Representatives. Questions Answered.

What an AR firm wants to know about evidencing compliance to its Principal.

Does my Principal need to subscribe to RegTechPRO?
Many Principal firms already subscribe — when they do, they typically provision their AR network into the same platform. Each AR is a separate workflow with full data isolation. If your Principal isn’t yet on RegTechPRO, you can run your own subscription and cross-share the evidence pack they need.
Can my Principal see my data?
Only the data you both agree they should see. Workflow isolation is architectural — every AR record has its own tenant scope. Principal users are linked to the AR workflows they oversee. Other ARs in your Principal’s network cannot see your data; the access control is in the platform’s identity layer, not configured per record.
What evidence does my Principal expect?
The pre-appointment 10-document DD pack (FCA Register Extract, Certificate of Incorporation, PI Insurance, Complaints Handling Policy, AML/CTF Policy and the rest), 12 months of KPI data (complaints, financial promotions, T&C, monitoring visits, breaches), Conduct Rules sign-offs and audit findings status. All structured in the platform; all available as a one-click PDF for your Principal’s annual oversight review.
How does my AR record link to my Principal’s view?
Your firm has one workflow; the Principal links to it as part of their network. They see your record in their dropdown alongside their own firm and other ARs. Your KPI matrix, SUP 12 progress, agreement status and audit findings populate their AR Dashboard automatically. You don’t double-enter; you don’t share spreadsheets.
What if I outgrow the AR model?
FCA Applications & Reporting takes you from AR to Directly Authorised. Otto writes the 8-section Application Requirements Report for your specific activity types — verbatim FCA quotes, RAO Articles, current FEES 3 fee. The 41-item document checklist is scoped to your application. Your firm’s existing data — SMFs, policies, monitoring history — flows through to the live compliance programme on day one of authorisation.

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See how RegTechPRO can help you prove compliance to your principal — in just a few clicks.

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