Everything your principal is obliged to collect under SUP 12 — attestations, fitness & propriety, customer outcomes, policies — captured once and shareable in a click.
14-day free trial · Take the tour
Periodic sign-offs with approval trail
Consumer Duty posture on demand
Reports your principal can file
Since the FCA’s enhanced AR regime, principals are under direct supervisory scrutiny for their ARs’ conduct — and they pass the burden of proof straight down to you.
The December 2022 enhanced regime made principals directly answerable for AR oversight. Annual reviews, data requests and self-assessments now flow down to you — with deadlines attached.
Every quarter brings another request for policies, training records and complaints data. Compiling it by hand from inboxes and folders eats days you don’t have.
Your principal has to demonstrate it oversees your customer outcomes (PRIN 2A). “We treat customers fairly” isn’t evidence — structured outcome records are.
When your principal calls for evidence, you shouldn’t be digging through emails and filing cabinets to find what they need — against their deadline, not yours.
Missing policies, unsigned attestations, incomplete training records — the gaps that put your AR agreement at risk at every annual review.
Principals pass their compliance costs down the network. The harder your firm is to oversee, the more your AR relationship costs you every year.
Attestations, approvals, registers and monitoring tasks in one platform — each record signed off, timestamped and exportable the moment the request lands.
Complete the periodic attestations your principal requires — maker-checker approval, every sign-off timestamped and filed.
Financial promotions logged and routed for approval before they run — the pre-approval trail your principal is required to hold.
Complaints, breaches, gifts & entertainment and conflicts — recorded once, in the structure your principal reports on.
Monitoring tasks with named owners, due dates and attached evidence — proof the programme actually ran, not just that it exists.
Every formal declaration completed and signed off in-platform — Consumer Duty, SM&CR, GDPR and more, each obligation individually ticked, with a maker-checker approval workflow and an attached evidence trail. The form can’t be submitted until every obligation is signed off — exactly the discipline your principal wants to see.
Your compliance position on one screen. Live KPI tiles for open, closed and overdue tasks, completion and approval rates, an overall Health Score, RAG summary and monthly trends — the 30-second answer when your principal asks how things stand.
Every event your principal expects you to record, in one tracker. Complaints, Breaches, Gifts & Entertainment, Conflicts and Financial Promotions — status chips, named owners, due dates and the same maker-checker approval workflow throughout.
Four synchronised views (Day · Week · Month · Year) aggregating tasks from every source — monitoring plan, attestations, registers and custom forms. Filter by owner, status or approval; drag-drop to reschedule — so a quarterly attestation deadline never arrives unannounced.
Your principal answers to the FCA for your customer outcomes under PRIN 2A. Hand them a structured, scored posture — not a promise.
The four Consumer Duty outcomes scored and evidenced against FCA expectations (PRIN 2A) — a posture your principal can put in front of its own board.
Chapter-by-chapter assessments and per-product reviews, each with a named owner and attached evidence.
Governance, monitoring and challenge recorded as it happens — who reviewed what, when, and what changed as a result.
Vulnerable-customer and complaints registers linked to root-cause analysis — the MI your principal’s oversight pack is built from.
A 30-second status check for the whole firm: a Consumer Duty Health donut, the four-outcome performance radar against your own thresholds, the cross-cutting rules, the in-scope products & services register and quarter-on-quarter trend — every PRIN 2A obligation, one screen.
The full Consumer Duty assessment, chapter by chapter: the four outcomes, the cross-cutting rules and the wider areas — governance, monitoring, complaints, foreseeable harm and vulnerable customers — each scored against FCA expectations with a named owner and evidence your principal can inspect.
Every Consumer Duty register in one place: Complaints, Monthly MI, Trigger Events, Adverse Outcomes, Root Cause Analysis, Vulnerability, KPI Thresholds and the Gap Register — each linked to named owners and attached evidence, year-on-year traceable.
Your principal must hold fitness & propriety evidence for your senior people. Keep it current per person — and hand it over complete.
The 55-question FCA Form A Section 5 assessment (FIT 1.3) per person, with a RAG declaration summary — the disclosures your principal must hold on file.
Conduct-rules training and CPD hours logged per person against the FCA’s 35-hour benchmark, with a full activity log.
DBS checks, references, ID verification and credit checks tracked per person — each with a status and the evidence file attached.
Your regulated population on one screen. KPI tiles for Total People, Senior Managers, Certified Persons, F&P Outstanding and DD Outstanding, over a full People Records register — name, job title, role type and email. Click any row to open the record.
The full FCA Form A Section 5 Fit & Proper assessment, live: a five-node wizard across Criminal · Civil · Business · Regulatory · Other matters, with a RAG Declaration Summary and a one-click Export F&P Certificate — the document your principal files.
Every pre-appointment check, tracked to completion. DBS / criminal records, employment and regulatory references, credit check, ID verification and proof of address — each with a status (Required · Received · Not Required) and an attached evidence file, so a gap is visible long before your principal finds it.
Otto is the platform’s built-in compliance advisor, grounded in 150+ expert-authored documents. She reads your firm’s live records — not a generic handbook summary — and drafts the evidence your principal asks to see.
When the quarterly request lands, Otto drafts the pack from your live attestations, registers and monitoring tasks — hours of compilation done in minutes.
Outcome summaries drafted from your live Consumer Duty data — assessments, registers and MI — in the shape a principal’s oversight review expects.
Ask Otto where your own posture is weakest — overdue tasks, unsigned attestations, open gaps — and fix it before your principal raises it.
AI drafts, humans decide — nothing is auto-submitted, and every fact traces to your firm’s live data.
Three ways to answer your principal. Only one has the evidence ready before the email arrives.
What an AR firm wants to know about evidencing compliance to its principal.
We use essential cookies to make the site work, and optional analytics cookies to understand how it's used. See our Cookie Policy.