1,101 expert checks across 8 regulators. One register for tasks, attestations, findings. One calendar for your work and the regulator's. The 12-section Annual Compliance Monitoring Report drafted from your live data in 60 seconds.
Trusted by 250+ UK-regulated firms · Built by compliance professionals, for compliance professionals.
Book a ConsultationA monitoring plan in Word. A task tracker in Asana. Attestations in Google Forms. A board pack assembled in PowerPoint the night before. The system the SMF16 actually runs the firm from doesn't exist — until the operating system you needed lands.
SYSC 6.1 expects an adequate, evidenced monitoring programme — but most firms rebuild it from last year's Word doc and hope they've covered the Handbook. That's 1,101 checks across 74 categories and 8 regulators. Good luck remembering which.
Tasks in Asana. Attestations in Google Forms. Findings in Excel. Evidence in Drive folders. MI in PowerPoint. The Annual Report ghost-written by a consultant. Six tools, six owners, six versions of "the truth" — and no single audit trail when the FCA asks.
SYSC 6.1 needs more than a checkbox. Reviews without dated evidence, findings without severity, remediations without owners. When a supervisor asks "show me the evidence", PDFs in Outlook folders won't cut it.
No completion %, no overdue count, no heat map, no FCA-cited narrative. The board asks "are we meeting our regulatory obligations?". The honest answer is a hastily-assembled slide from a schedule nobody has updated since February — and a 12-month consultant retainer to draft the Annual Report.
One module ends all of this. Plan, attest, evidence, monitor and report — every regulatory obligation in one place, with Otto writing your Annual Compliance Monitoring Report from your live data.
Three things make it the OS, not a plan template. Nine capabilities turn it into the SMF16's daily home screen. One module covering every regulatory perimeter — FCA, ICO, HMRC, HSE, TPR, Companies House, Home Office and EU DORA. Provable in seconds.
Most monitoring plans are spreadsheets pretending to be programmes. The Compliance Monitoring Hub is built on three principles that change what the SMF16 can put in front of the FCA in seconds.
Every template carries a hierarchical reference, the regulator that wrote it, the default frequency and a multi-paragraph regulatory commentary explaining what the supervisor expects. The £15k consultancy library — pre-built, attestor-named, customisable to your firm.
FCA, ICO, HMRC, HSE, TPR, Companies House, Home Office, EU DORA — every regulatory perimeter your firm touches in one library. No SMB compliance vendor we've audited covers this regulator span. The whole obligation map, in one place.
27 curated FCA-published events for 2025–2027 — consultations, deadlines, fines, review periods — alongside your own monitoring schedule. Manual curation by the RegTechPRO compliance team, not an auto-RSS scrape. Click any event for the source quote.
Every capability ships in the module. No tier gate, no add-ons. The cross-module aggregator means every other module's submissions feed into your one programme view.
Universe table of monitoring areas — pick from the library, customise to the firm. Each template carries owner, frequency, status, last review, next due, evidence, findings. Five prefix families (A–E) covering FCA backbone, financial crime, data & privacy, non-FCA statutory, and firm-type chapters.
5 prefix families · 74 categoriesOne task picker, 57 regulator-anchored templates — each lands in the right register, scoped to your firm. Attestations, registers, FCA self-assessments, specialist forms (CASS, CONC, COBS, ICOBS, MIFIDPRU, FUND). The “one register, every regulatory obligation” promise, delivered.
57 forms · One task surface14 field types, multi-page forms, custom forms become first-class citizens of the same Table / Calendar / Kanban / approval workflow as the expert templates. Not a separate "low-code" tool bolted on — same surface as everything else.
14 field types · Multi-pageComplaints (DISP), Breaches (SUP 15.3), G&E, Conflicts, Fraud, PEPs, Suitability Reports, Call Monitoring, Financial Promotions (6 regime variants), Ad-Hoc Tasks. Sortable, searchable, paginated, CSV-exported. The "one register" the FCA expects.
DISP · SUP 15.3 · CSV-exportRisk Register entries, Financial Crime submissions (AML, CDD, sanctions, MLRO Report), Data Protection actions, Custom Forms — all surface here automatically through the shared task cache. The Compliance Officer sees firm-wide posture without switching modules.
Hub-wide · Firm-level viewDrag-drop board across every task type — CMP areas, attestations, registers, custom forms — with 4 status columns. Toggle the calendar between your tasks and 27 curated FCA regulatory events for 2025–2027 (consultations, deadlines, fines).
4 statuses · 27 reg eventsOtto drafts every section from your live data — areas, findings, actions, evidence, attestations, registers. Cited to SYSC 6.1, SYSC 6.2, PRIN 2A, MLR 2017, POCA, COBS, ICOBS, MCOB, CONC, CASS, MIFIDPRU, GDPR and COCON by exact rule reference. Section-by-section regenerate. Edit. Export.
13 statute anchors · Live-groundedThe dashboard's live picture — KPIs, RAG distribution, completion rate, overdue items and findings — exported to a board-ready PDF in a click. The headline numbers the board asks for, between Annual Reports.
Board-ready PDF · One clickSection 12 of the Annual Report carries a SMF16 attestation — confirming the plan operated effectively, findings managed, material risks under control. Sign once, lock the year. Reproducible three years later when an s.166 review revisits.
SMF16-signed · Year-lockedEight regulators, 74 categories, 1,101 expert checks — feeding Otto's 12-section Annual Report and the 27-event regulatory calendar.
Affordable, modular monthly pricing · No tier gate. No add-ons. No setup fee.
A glimpse of the operating system the SMF16 works in every day. A live MI dashboard. The 1,101-template Compliance Monitoring Plan. Attestations. Registers. A Kanban for the day-to-day. A dual-mode Calendar (your tasks + the regulator's). Otto's 12-section Annual Report. Click any tab below to look inside.
The Head-of-Compliance landing surface. 14 live tiles: Total/Open/Closed/Overdue KPIs with sparklines, Completion Rate, Health Score, RAG distribution donut, Approval Rate, Module Health register, RAG by Module, Status Distribution, Monthly Trend and the Module Breakdown table. Click any tile for one-click drill-down to the underlying records — Risk items get an orange "Open in Risk" jump; everything else opens the submission inline.
Two views, one tab. Attestations tracks every formal declaration your firm has to make (CASS, MIFIDPRU, Consumer Duty, SM&CR, GDPR, Compliance Reports). Registers holds every event your firm needs to record — Complaints, Breaches, Gifts & Entertainment, Conflicts, Fraud, PEPs, Suitability, Call Monitoring. Same status chips, same maker-checker approval workflow, same Drive-backed evidence trail. The 12 FCA Principles are individually ticked on every Compliance Attestation — and the form can't be submitted until each one is signed off.
1,101 expert-built monitoring checks across 74 regulation-anchored categories, organised on a five-prefix architecture: A FCA backbone (~450) · B Financial Crime (~150) · C Data, Privacy, Cyber & AI Governance (~150 — including 15 dedicated AI Governance checks for UK GDPR Art 22 / FCA FS2/23) · D non-FCA statutory (~150 — HMRC, HSE, TPR, Companies House, Home Office, EU DORA) · E firm-type chapters (~200). Each template ships with a regulatory reference chain, plain-English Objective and Commentary that pre-populate as in-form guidance.
A Kanban that aggregates every task type onto one board — Hub tasks, CMP monitoring activities, attestations, registers, custom forms — organised by Status (Pending · Open · Sent for Approval · Closed) or by time bucket (Do Today · Do This Week · Do This Month · Do This Year). Card anatomy: status-coloured header, owner, due, tag chips, View Form. Drag-drop between columns. The same approval workflow flows through every card.
Four synchronised views (Day · Week · Month · Year), aggregating tasks from every source — CMP, Attestations, Registers, Custom Forms. Filter by source, category, owner, status or approval. Search across title and metadata. Drag-drop to reschedule. Year view spans 5 years (2024–2028), so the calendar is a living instrument, not a point-in-time snapshot.
The regulator's calendar, in the platform. FCA consultation deadlines, implementation dates, enforcement fines and review periods — curated monthly, click any event for the source-quoted description. Plan your monitoring activities around what the FCA is publishing, not after. Most firms rebuild this in Excel every quarter; here it ships as a live surface alongside your task calendar.
Otto's headline deliverable: a 12-section Annual Compliance Monitoring Report drafted from your live data — coverage, execution, attestations, registers, findings, remediation, evidence and regulatory mapping, through to the compliance officer's attestation. Generate sections individually or in batch, edit in place, export. Cited to SYSC, PRIN 2A, MLR 2017, COBS, CASS, MIFIDPRU and more.
What makes us different. Above every assessment sits two or three paragraphs of plain-English regulatory guidance — what the FCA expects, what enforcement action has been taken, and what good looks like. Your compliance team is trained while they work, and every completed form counts as CPD. Every senior-manager sign-off carries the regulatory rationale in the same record, so when the FCA asks "did you understand what you signed off?" the answer is right there.
Long compliance days, gentler on the eyes. A full dark mode across every Compliance Monitoring Hub screen — same WCAG-compliant contrast, same audit accuracy, just easier to live in.
The same regulatory document the FCA expects under SYSC 6.1.5G — produced in 60 seconds, not eight weeks. 12 sections, named attestor, 13 statute anchors, year-end lock that makes 2026's report still reproducible in 2029 when an s.166 review revisits.
One click per section, or generate all 12 at once. Otto pulls every CMP area, attestation, register entry, finding, action and evidence file from your CMP and drafts every section in formal board-room language. Edit in place. Export. The Compliance Officer signs §12 and locks the year.
Otto's system prompt cites 13 specific UK regulatory anchors — SYSC 6.1, SYSC 6.2, PRIN 2A, MLR 2017, POCA, COBS, ICOBS, MCOB, CONC, CASS, MIFIDPRU, GDPR and COCON — and is constrained to use only the data the platform supplies. No invented findings, no placeholder examples, no LLM arithmetic drift.
Section 6 ranks every finding by severity. Section 7 charts category vs severity distribution. Section 8 tracks remediation by owner and target date. Otto pulls all three from your live CMP — no spreadsheet hand-stitching, no drift between the report and the register.
| Ref. | Finding | Category | Severity | Status | Owner | Target Close |
|---|---|---|---|---|---|---|
| F-001 |
Modern Slavery Act 2015 — FY2025 Annual Statement published 47 days late
Calendar-control failure. SM&CR ownership not assigned at Senior Manager level.
|
Governance & SM&CR | Major | Open | Compliance Officer | 3 May 2026 |
| F-002 |
FSA002 Q4 2025 — CET1 reconciliation variance of £127k
Capital adequacy submission variance. MIFIDPRU 2 / SYSC 6.2 record-keeping gap.
|
RegData / Capital | Major | Open | Head of Finance | 19 Jun 2026 |
| F-003 |
CASS 6.6 — Annual CASS attestation completed within deadline
No control failure. Evidence cited in §9. SMF16 attestor named.
|
Specialist (CASS) | OK | Closed | CASS Officer (SMF18) | 31 Mar 2026 |
| F-004 |
Consumer Duty annual outcomes review — 0 of 1 area reviewed
PRIN 2A monitoring evidence not yet uploaded. Single CMP area scheduled, completion 0%.
|
Consumer Duty | Minor | Open | Consumer Duty Champion | 30 Jun 2026 |
Otto doesn't paper over the gaps. The §12 attestation cites the SYSC obligations the SMF16 is bound by, names every finding open at year-end, and qualifies the sign-off precisely where the live data demands it. The output you see below is generated verbatim from a real firm's data — not a marketing mock.
"I, as Compliance Officer and holder of Senior Management Function SMF16, hereby attest that, in respect of the financial year ended 31 March 2026, the firm's Compliance Monitoring Programme has been established and maintained in accordance with the obligations imposed by SYSC 6.1.1R and operated in a manner consistent with SYSC 6.2.1R. Notwithstanding the foregoing, I am required to bring to the Board's attention that the CMP for FY 2026 recorded a completion rate of 0% across all five scheduled monitoring areas, with fourteen of seventeen attestations remaining outstanding, and that two Major findings — relating to the late publication of the Modern Slavery Act Annual Statement and an unreconciled CET1 variance of £127,432 — remain open with no remediation actions completed to date. The aggregate position means I cannot, in good conscience, attest that the compliance monitoring framework has operated fully effectively during the period under review. The matters identified are escalated in this report, remediation timelines have been assigned, and the Board must treat the forward plan set out below as a matter of immediate priority."
| Issue | Regulatory Anchor | Required Board Action | Target |
|---|---|---|---|
|
Zero CMP completion rate — FY 2026
Direct SMF16 to present a time-bound catch-up schedule.
|
SYSC 6.1.1R · 6.2.1R | Approve remediation timetable; consider additional compliance resource. | 30 May 2026 |
|
Modern Slavery Act 2015 — late statement
Direct Board Audit Committee to receive a root-cause report.
|
MSA s.54 · COCON 2.1 | Assign named director as MSA owner; add to annual compliance calendar. | 3 May 2026 |
|
FSA002 Q4 2025 — CET1 variance £127k
Direct Finance Director to provide written confirmation of correcting journal.
|
MIFIDPRU 2 · SUP 16 | Revised reconciliation prior to Q1 2026 submission; update Capital Adequacy Procedure Manual. | 19 Jun 2026 |
|
Attestation completion — 14 of 17 outstanding
Direct SMF16 to present an attestation completion schedule.
|
GDPR · MLR 2017 · POCA | Escalate attestation obligations to all relevant Senior Managers under SM&CR / COCON 2.2. | 30 Jun 2026 |
Click once. Otto drafts all 12 sections from your live areas, attestations, registers, findings and evidence — each claim cited to the exact FCA rule (SYSC 6.1, PRIN 2A, MLR 2017, COBS, CASS, MIFIDPRU and more). The platform pre-calculates every percentage, so Otto handles the analysis, not the arithmetic.
Otto writes the 12-section Annual Compliance Monitoring Report from your live monitoring areas, attestations, registers, findings, actions and evidence — every claim cited to the exact FCA rule. And it watches your schedule, flagging what's overdue and what's about to slip, so the board never finds out before you do.
Open Otto from any screen. Ask “how's our monitoring programme doing?” or “what's overdue?” — it reads your live data and answers with the exact FCA rule behind each issue. Prioritised, cited, instant — no board-pack scramble.
The 12-section Annual Compliance Monitoring Report is included with the Compliance Monitoring Hub. See Otto draft it from your live data in a demo.
From Heads of Compliance to consultants running multiple client firms — how RegTechPRO customers swapped Word, Asana, Forms and PowerPoint for the operating system the SMF16 actually runs the firm from.
My monitoring plan used to be a 48-page Word doc I dusted off every January, with the findings on someone's laptop and the board pack ghost-written by a consultant. The Compliance Monitoring Hub ended all of that. 1,101 expert checks ready to activate, the calendar and findings live, and Otto writes the Annual Report from our actual data. When our supervisor asked for the monitoring plan, I exported it on the call.
I run compliance for 14 FCA-regulated client firms. Before this module I was building 14 separate monitoring plans every year — about six weeks of work nobody really paid for. Now each client has its own workspace, its own findings register, and its own Otto board pack. I roll them up to "All Workflows" for my quarterly review and the maths just works. That's an extra client I can take on, just from the time it gives back.
Everything you need to know about the 1,101-template library, the workspace itself, the Otto AI Annual Report, the Regulatory Calendar, and how the module fits into your wider compliance programme.