FOR CRYPTOASSET FIRMS

MLR Registration, Run Properly.

Cryptoasset firms registered — or registering — under MLR 2017 run financial-crime monitoring, sanctions screening and PS23/6 promotion checks from one platform, with the evidence trail FCA supervision demands.

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15 Crypto-Specific Checks

The dedicated E9 CMP chapter

36-Control AML Checklist

The FCA-minimum baseline, evidenced

MLR Registration Path

Guided prep + lifecycle tracking

MLR 2017 Monitoring
PS23/6 Promotion Checks
Sanctions Screening Workspace
Business-Wide Risk Assessment
MLRO Reports & REP-CRIM
Crypto-Filtered Reg Intelligence

Getting Registered Is the Start — Not the Finish

MLR registration puts your firm under FCA financial-crime supervision. From that day, every control — due diligence, sanctions, promotions — is something you have to be able to prove, and the burden of proof sits with the firm.

The Registration File That Stalls

The Reg 14A gateway expects a working programme — a risk assessment, a named MLRO, live controls — not a statement of intent. A file written by a consultant and left to age doesn’t survive the follow-up questions.

Promotions That Ignore PS23/6

Since the crypto financial-promotions regime landed, risk warnings, cooling-off and approval requirements apply to every promotion — a post counts. Compliance has to be evidenced promotion by promotion, not asserted.

A BWRA That’s Really a Word Document

The business-wide risk assessment is meant to drive your controls — customer risk, jurisdiction risk, product risk. Written once at registration and never revisited, it drives nothing and proves less.

Sanctions Hits Cleared in Chat Threads

Screening runs, a hit fires, someone clears it in a message thread. In a Travel-Rule era, “who cleared this transfer, and why?” needs a record — not a memory.

The MLRO Annual From a Blank Page

The MLRO report and the REP-CRIM return get assembled by archaeology every year — numbers pulled from spreadsheets, narratives reconstructed from inboxes, weeks lost each cycle.

The Consultation You Missed

Cryptoasset and stablecoin policy is moving faster than any other perimeter, across 13 UK regulators. Missing the item that rewrites your obligations is how firms fall behind.

The Registration Regime, Covered End to End.

A named crypto chapter, a full financial-crime workspace and a guided registration path — for firms the FCA supervises under the money laundering regulations.

The Dedicated Crypto Chapter

E9 Crypto Asset Firms — Registration & MLR puts 15 sector-specific checks into your monitoring plan, anchored to the Reg 14A registration regime, Regs 74C–74H, the PS23/6 promotion rules and the FATF Travel Rule. It sits alongside the ten B-prefix financial-crime chapters — 150 checks from AML framework and CDD through sanctions, SARs and the MLRO annual — inside the 1,139-template library.

MLR 2017 Reg 14ARegs 74C–74HPS23/6FATF Travel Rule

The Financial Crime Module

For an MLR-registered firm this is the whole regime: a 36-control FCA-minimum checklist, a business-wide risk assessment with 27 pre-seeded high-risk jurisdictions, a sanctions workspace built for Travel-Rule-era screening, and a per-field audit trail behind every record.

MLR 2017OFSISARs

The MLR Registration Path

FCA Applications covers MLR 2017 registrations alongside 74 regulated activity types — a requirements blueprint scoped to your application, an activity-scoped document checklist and a four-stage lifecycle that, for cryptoasset firms, ends in “Registered”.

MLR 2017 Reg 14ARegistration lifecycle

Crypto-Filtered Intelligence

Regulatory Intelligence carries a dedicated Crypto sector filter, keyword-mapped to cryptoasset, stablecoin and DeFi developments — and Otto scores each item’s relevance to your firm across the 13-regulator feed.

CryptoassetStablecoinDeFi

Data Protection, Built In

KYC files, wallet data, screening records — cryptoasset firms hold exactly the personal data the ICO cares about. The Data Protection module runs 13 live UK GDPR registers and a 30-control ICO checklist alongside your financial-crime programme.

UK GDPRICO

Your MLR Monitoring Plan, Ready on Day One

The E9 crypto chapter lands in your programme complete — checks, owners, cadences and regulatory references — alongside the financial-crime chapters every MLR-supervised firm runs.

15 crypto-specific checks

E9 Crypto Asset Firms — Registration & MLR, anchored to MLR 2017 Reg 14A, Regs 74C–74H, PS23/6 and the FATF Travel Rule.

150 financial-crime checks

The ten B-prefix chapters — AML framework, CDD, EDD and PEPs, monitoring, sanctions, SARs and the MLRO annual — the backbone of an MLR-supervised programme.

PS23/6 monitored in-plan

The crypto promotion rules run as scheduled E9 checks — risk warnings, cooling-off, record-keeping — with evidence attached to each check as it closes.

Registers built in

Complaints, breaches, gifts & entertainment and conflicts — every event your firm has to record, with named owners, due dates and maker-checker approval.

Compliance Monitoring Hub dashboard — KPI tiles, health score, RAG summary and distribution, status breakdown and monthly trends

The MLRO’s landing surface. Live KPI tiles for open, closed and overdue tasks, completion and approval rates, an overall Health Score, RAG summary and monthly trends — every tile a one-click drill-down to the records underneath.

Compliance Monitoring Task Library — 1,139 expert-built monitoring check templates across 74 categories, including the E9 crypto chapter and the B-prefix financial-crime chapters

1,139 expert-built monitoring checks across 74 regulation-anchored categories — including the E9 crypto chapter and the ten B-prefix financial-crime chapters. Each template ships with a regulatory reference chain and plain-English guidance that pre-populates in-form.

Register submissions tracker — complaints, breaches, gifts and entertainment and conflicts with owners, due dates and approval status

Every event your firm has to record, in one tracker. Complaints, breaches, gifts & entertainment and conflicts — status chips, named owners, due dates and the same maker-checker approval workflow throughout.

Explore the Compliance Monitoring Hub →

For an MLR-Registered Firm, This Is the Whole Regime

The FCA supervises cryptoasset firms for one thing: financial crime. The Financial Crime module holds the programme — controls, risk assessment, sanctions and MLRO reporting — with an audit trail behind every record.

36-control checklist

The FCA-minimum control set with gap analysis — weaknesses become tracked actions with named owners and deadlines, not lines in a report.

Business-wide risk assessment

A living BWRA with 27 pre-seeded high-risk jurisdictions — the document that drives your controls, kept current instead of written once at registration.

Sanctions workspace

Your screening programme documented — lists, thresholds, cadence — with a hit log, frozen-assets and OFSI licence registers. Built for Travel-Rule-era screening.

MLRO reporting

The MLRO calendar, review SLAs and Otto’s report suite — MLRO Annual and REP-CRIM among four regulator-grade formats, drafted from live data.

Financial Crime dashboard — Financial Crime Health score, live operations across every regime, KPIs, the MLRO calendar and review SLAs

The MLRO’s morning glance. Financial Crime Health score, live operations across every regime, KPIs, the MLRO calendar and review SLAs — the whole function on one screen, every weakness one click from the work that fixes it.

Sanctions workspace — screening programme, hit log, frozen-assets and OFSI licence registers and a breach log

The sanctions workspace: your screening programme — lists, thresholds, cadence — documented in one place, a hit log with dispositions, frozen-assets and OFSI licence registers, and a breach log with the reporting route named from the start.

Transaction monitoring workspace — the monitoring framework documented with alerts logged, dispositioned and escalated

Your transaction-monitoring framework, documented and worked in one place — the monitoring approach on record, alerts logged with their dispositions, and escalation to a SAR traceable end to end.

Explore Financial Crime →

MLR Registration, Tracked to “Registered”

The module that runs FCA authorisations also runs MLR 2017 registrations — a requirements blueprint scoped to your application, a document checklist, and a lifecycle tracked stage by stage against the statutory clock.

Built for the MLR gateway

74 regulated activity types plus MLR 2017 registrations — for cryptoasset firms, the four-stage lifecycle simply ends in “Registered” rather than “Authorised”.

A blueprint, not a blank form

Pick the application type and the requirements blueprint is scoped to it — what the gateway expects, mapped before you write a word.

Every document evidenced

An activity-scoped document checklist with per-item status and upload slots — files attach directly to the checklist row they support.

The statutory clock, live

Submission date, case officer, acknowledgement date and days elapsed against the 180-day assessment window — the sentence your board wants, on demand.

FCA Applications Lifecycle Dashboard with KPI strip, applications register and 4-stage lifecycle

One dashboard for every live application. A 5-tile KPI strip colour-coded by lifecycle stage, and each row showing firm, activity type, stage chip and progress bar. Click a row, see the full application record inline.

Application type selector covering 74 regulated activity types plus MLR 2017 registrations

74 regulated activity types plus MLR 2017 registrations — the cryptoasset path built in. Pick the activity your application covers, and the requirements blueprint is scoped to it, not a generic template.

FCA Status sub-tab — 180-day assessment window, case officer, acknowledgement date and days elapsed

The FCA Status sub-tab. Submission date, case officer, acknowledgement date, expected decision date, days elapsed — all live, with a full-width Assessment Timeline progress bar against the statutory 180-day window.

Explore FCA Applications →

Otto Reads Your Live Compliance Data — Then Drafts the Report

Otto is the platform’s built-in compliance advisor, grounded in 150+ expert-authored documents. She reads your live monitoring and financial-crime records — not a generic handbook summary — and drafts the reports an MLR-supervised firm has to produce.

MLRO Annual Report

The MLRO annual drafted from your live financial-crime records — controls, risk assessment, sanctions and SARs activity — section by section, one of four regulator-grade formats.

REP-CRIM Return

A working draft of the annual financial-crime return, assembled from the registers you already keep — not a year-end scramble across spreadsheets.

Registration Blueprint

Registering under MLR 2017? Otto drafts an application requirements report scoped to your activity — what the gateway expects, mapped against what you’ve already built.

Ask Otto Anything

Ask about your own AML posture and Otto answers from your live records — which controls are overdue, where the BWRA is thin, what closes the gap.

AI drafts, humans decide — nothing is auto-submitted, and every fact traces to your live firm data.

Consultants and Spreadsheets vs RegTechPRO

Three ways to run an MLR-supervised programme. Only one produces evidence the FCA can inspect — on the day they ask for it.

The Old Way
Consultant + Spreadsheets
c. £10,000/month retainer
  • The registration file written once by a consultant, then left to age
  • A BWRA that’s a static document, not a living control
  • Sanctions hits cleared in chat threads with no record
  • PS23/6 compliance asserted, never evidenced per promotion
  • The MLRO annual and REP-CRIM rebuilt from a blank page every year
The RegTechPRO Way
RegTechPRO
Three simple plans, no long-term contract
  • The E9 crypto chapter ready on day one — 1,139 templates in the library
  • A 36-control AML checklist and a BWRA with 27 pre-seeded jurisdictions
  • A sanctions workspace with a hit log and per-field audit trail
  • Regulatory intelligence filtered to the Crypto sector
  • Otto drafts the MLRO annual and REP-CRIM from your live data
The Stack Way
5+ Separate RegTech Platforms
£20,000–£50,000/year across the stack
  • Monitoring, AML, sanctions and registration — all separate platforms
  • 5+ vendor renewals, 5+ contracts, 5+ data silos
  • The same client data re-keyed into every system
  • No single evidence trail across the stack
  • Reconciliation overhead every board cycle
FAQs

Cryptoasset firms. Questions Answered.

What a founder or MLRO at an MLR-registered cryptoasset business wants to know about platform-grade compliance.

What does the E9 crypto chapter actually cover?
E9 Crypto Asset Firms — Registration & MLR puts 15 sector-specific checks into your monitoring plan, anchored to the MLR 2017 Reg 14A registration regime, Regs 74C–74H, the PS23/6 financial-promotion rules and the FATF Travel Rule. It runs alongside the ten B-prefix financial-crime chapters — 150 checks covering the AML framework, CDD and EDD, monitoring, sanctions, SARs and the MLRO annual. All part of the 1,139-template library spanning 74 categories and 8 regulators.
How does the platform handle PS23/6 financial promotions?
Honestly: there is no separate crypto variant of the financial-promotions register — the PS23/6 checks live inside the E9 chapter. Risk warnings, cooling-off and record-keeping requirements run as scheduled monitoring checks with evidence attached to each, so your promotion compliance is tested on a cadence rather than asserted once.
We haven’t registered with the FCA yet — can the platform help before we’re registered?
Yes. The Reg 14A registration gateway expects to see a financial-crime programme already running, not one promised. Build it first: the E9 crypto chapter and the ten B-prefix financial-crime chapters in your monitoring plan, the business-wide risk assessment, your AML and sanctions policies drafted and scored in Policy Studio, and MLRO records in People Compliance. The gateway expects a working programme — building it in the platform is the preparation.
What does the Financial Crime module give an MLRO?
A 36-control FCA-minimum checklist with gap analysis, a business-wide risk assessment with 27 pre-seeded high-risk jurisdictions, a sanctions workspace — screening programme, hit log, frozen-assets and OFSI licence registers — and a per-field audit trail behind every record. For a firm the FCA supervises purely for financial crime, this module is the core of the platform.
How does Regulatory Intelligence filter to cryptoasset firms?
The feed monitors 13 UK regulators and carries a dedicated Crypto sector filter, keyword-mapped to cryptoasset, stablecoin and DeFi developments. Otto reads each item against your firm’s profile and scores its relevance — so the consultation that rewrites your obligations surfaces at the top, not on page four.
What does Otto actually draft for a cryptoasset firm?
The MLRO Annual Report and a working REP-CRIM draft, both grounded in your live financial-crime records; an application requirements report if you’re still registering; and answers to direct questions about your own AML posture. AI drafts, humans decide — nothing is auto-submitted.

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